The Cost of Living Adjustment (COLA) for Social Security benefits is a critical factor that affects millions of Americans, particularly retirees actively collecting benifits and those on fixed incomes programs such as SSI and SSDI. As we approach 2025, understanding how COLA is calculated, its implications, and whether it truly reflects the rising costs of living is more important than ever. This blog post dives into these aspects, providing a comprehensive look at the COLA for 2025.